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James W. Sandy


3401 Tuttle Road
Suite 200
Cleveland, OH 44122

Jim Sandy has spent his legal career representing individuals, small businesses, and Fortune 500 companies in all areas of civil and commercial litigation. From prelitigation to jury and bench trials to navigating appeals, Jim helps his clients achieve their goals throughout the litigation process in an efficient and cost-effective manner. Recognizing each client and situation is unique, Jim aims to tailor a case strategy plan to fit each client’s objectives.

Currently, Jim focuses on representing mortgage servicing companies, national banks, auto finance companies, and small businesses in cases involving federal and state regulatory matters, appeals in both state and federal court, consumer complaints filed with the Consumer Financial Protection Bureau, and single-plaintiff lawsuits. As an appellate advocate, Jim has appeared before all 12 state appellate courts in Ohio as well as before the Sixth Circuit Court of Appeals.

Jim has been heavily involved in significant lawsuits throughout Ohio that have shaped case law related to foreclosures and residential mortgages. For instance, Jim successfully argued on appeal that a lender can foreclose on a residential mortgage even if it is barred by the statute of limitations from enforcing the corresponding note. He also successfully argued on appeal that differences in endorsements on a promissory note does not lead to the conclusion that a lender lacked standing to foreclose.

In addition to his litigation and appellate work, Jim has assisted his clients with compliance matters to avoid future litigation, including developing an affidavit template for a client that complied with state and federal rules of evidence pertaining to electronically signed loan documents.

Jim also routinely and successfully defends lawsuits brought under the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Ohio Consumer Sales Practices Act, Real Estate Settlement Procedures Act (RESPA), and Truth in Lending Act (TILA), in both state and federal courts.

Jim lectures on legal issues impacting real estate and residential foreclosures. He is the co-author of The Bullet Point: An Ohio Commercial Law Bulletin, a semimonthly publication examining recent cases of note to Ohio businesses and others with business interests in the state.


  • J.D., University of Cincinnati College of Law, 2008
  • B.A., University of Dayton, 2005, cum laude

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