Megan Hirt represents mortgage servicers and lenders in a wide variety of commercial litigation and consumer financial services litigation. Her client base includes financial institutions such as national and state banks, mortgage loan servicers and investors, and other providers of consumer financial services. Megan’s primary focus is defending consumer litigation claims in lender liability actions in state and federal courts.
Megan handles matters involving fraud, wrongful foreclosure, breach of fiduciary duty, unfair competition, negligence, and breach of contract. She assists clients with contested foreclosures, real estate and title issues, and claims of federal and state regulatory violations. She represents banks and financial institutions in disputes involving state and federal consumer protection, licensing, lending, usury, leasing, and sales laws, and regularly defends claims arising under the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Home Ownership and Equity Protection Act (HOEPA), and Fair Credit Reporting Act (FCRA). She also represents lenders in litigation relating to the Equal Credit Opportunity Act (ECOA), Civil Rights Act, and state counterparts to these statutes.
Megan also has experience with real estate law, education law, product liability matters, and M&A compliance. Before joining McGlinchey Stafford, Megan practiced real estate law with a focus on foreclosures representing secured creditors, banks, and mortgage servicers in Maryland circuit courts and the D.C. Superior Court. Megan worked for the Borrower Defense Team at the U.S. Department of Education Federal Student Aid Office, where she investigated allegations of fraud committed by for-profit colleges. In addition, Megan managed the publishing of state and local developments in corporate and individual income tax, excise tax, sales and use tax, property tax, and estates and gift tax as a Tax Law Editor at Bloomberg BNA. Megan has her Maryland Real Estate Broker License.
- Resolve disputes through loss mitigation, alternative dispute resolution (ADR), and dispositive motion practice
- Preserved mortgage lenders’ first deed of trust interests in D.C. foreclosure cases by satisfying condominium association super-priority liens
- Obtained favorable rulings on motions for reconsideration in cases involving Code of Maryland Regulations (COMAR), Maryland Code Real Property, and Servicemembers Civil Relief Act (SCRA) compliance issues